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The Do's and the Dont's...

You Do Have to:
-Install the software
-Tell the program what bills and expenses you pay

-Tell the program when you make a deposit
-Tell the program when you make a payment

You Don't Have to:
-Change the way you make payments
-Set up anything new with any banks
-Provide any personal information to other parties
-Learn any accounting
-Learn accounting codes
-Learn bookkeeping
-Guess what your budget should be

InCharge-Home augments what you already do... (or should be doing)


Install:

• Takes a couple of minutes depending on the speed of your PC
• Download the software to a Folder you can open
• Run "SetUp"
• Just click "Next" a few times.

Set up:

• This is where the largest amount of effort is required but done only once.
-1)
Provide information about the Checking Account you want to manage (once)
-2)
Establish the bills and expenses paid from that checking account (once)
---To make this easy:
---• Lists of typical expense items to pick from are provided
---• The selected items are changeable to fit you
---• You select which expense list you want to use:
---- "I am a Home Owner"
---- "I am a Home Renter"
---- "I Have a Home Business" or Independent Contractor
---- "I have Rental Property"
---- The lists are categorized into "Auto", "Home", Personal", etc.
-3)
Make the Initial Deposit to match your checkbook

Regular Process:

Pay bills as usual
Pay for purchases as usual
Make deposits as usual

•1) Record payments (you do or should be doing this now)
--All payments must be recorded; paid by check, debit card, credit card and cash
•2)
Record deposits (you do or should be doing this now)
• ICH calculates an amount to set aside for each expense so the money will be there to pay the bill/expense when it is due (you can change the amount)
•3)
Record the payments made with a Credit Card (charged). This takes money from the expense paid and keeps it with the credit card to pay the credit card when that bill arrives (this is how you stay out credit card trouble)

All reports are automatic:
-• Check Register
-• Credit Card Register (you probably don't have this now)
-• Summary and Detail Activity
-• Checkbook Balancing
-• IRS Schedule 'A' summary (deductions)
-• IRS Schedule 'C' summary (Business deductions)
-• IRS Schedule 'E' rental property (Rental deductions and activity)
-• There are many more..

Take Charge of you Expenses

Simplicity at a low price